Accident Victims are Doomed in Florida with New 2012 PIP Law

Dr. Rob Watkins – A Fort Myers and LaBelle Chiropractor
239-590-9555 and 863-675-8900

A new PIP (Personal Injury Protection) Using the same logic Cape Coral used when they put a moratorium of dock permits to protect the manatees. Governor Scott and the FL House and Senate has revised the laws if you are involved in an accident. You must go to a hospital WITHIN FOURTEEN DAYS of your accident or you cannot use any of your medical policy for health care. They are still requiring you to carry $10,000 worth of PIP coverage, but you only have access to it if you see a doctor within 14 days

• You must go the hospital or doctor within 14 days, then be determined to have an emergency medical condition in order to have access to your $10,000 of PIP coverage. Average hospital visit is $4000 to $8000. So you won’t have much coverage left…
• You could skip the hospital and go to your chiropractor or medical doctor, but you would then be limited to only $2,500 of your $10,000 of PIP coverage.
• You cannot get massage or acupuncture for your traumatic soft tissue injuries either.

Just to give you a little perspective, only about 2% of people with non-life threatening injuries go to the hospital first, but still need chiropractic, massage and physical therapy. The current law allows you practically a year to open a claim for injuries sustained in an auto accident.

Fact: It takes about 2 weeks after an accident to feel the full effect of soft tissue injuries.

Fact: Governor Scott deposited a $100,000.00 contribution into his campaigne fund 2 days before he passed this law.

Link to the new law.

Dr. Rob Watkins - A Fort Myers and LaBelle Chiropractor
239-590-9555 and 863-675-8900

We are proud to offer:

• Chiropractic
• Massage
• Physical Therapy
  • Ultrasound
  • Electrical Stimulation
  • Cryo and Heat Therapy
• Rehabilitation
• Decompression
• Nutritional Products
• Back Supports
• Other Health Supplies

We are on many health insurance plans:

• Blue Cross Blue Shield Provider
• Aetna Provider
• Health Options Provider
• Medicare Provider
• Medicaid Provider
• Auto Accidents – All Plans – Allstate State Farm USAA Geico…
• Workman’s Compensation Cases
• School Physicals
• DOT Physicals
• Sports Physicals

Call 574-3533 for an appointment or more info.

Or our main Fort Myers Chiropractic number 239-590-9555

Some picture an airbag as a soft pillow that is quickly placed in front of you moments before an auto accident. Although airbags save many lives, they can be very dangerous. Airbags deploy in 1/20 of a second which is about 160 mph, faster than you can blink your eyes. A controlled explosive device is necessary to inflate the bag at this speed creating quite a hard surface to strike.

Though airbags save many lives, they often cause a variety of injuries. Most injuries are friction burns from the bag itself scrubbing the arms of the driver when it deploys, but fractures of wrists and arms occur as well.

In the video above I talk about the potential for serious injury due to the improper position of the front seat passenger. Propping your feet up on the dash could pretty much guarantee you severe lower extremity or leg fractures with any airbag deployment. Even if an emergency stop was made while a passenger was in this position and the airbag did not go off, the angle and the direction of the passenger’s weight would cause them to slide underneath the lap belt into the floor in front of them. This would likely cause neck and face injury after sliding or catching under the lap belt. NOT FUN!

Oh, and by the way, if you use the excuse of having an airbag to rationalize why you don’t wear your seat belt… Consider this: some airbags will not deploy unless the seat belt is on.

It didn’t take long to learn that the force of an airbag can hurt those who are too close to it. Researchers have determined that the risk zone for driver airbags is the first 2 to 3 inches (5 to 8 cm) of inflation. So, placing yourself 10 inches (25 cm) from your driver airbag gives you a clear margin of safety. Measure this distance from the center of the steering wheel to your breastbone. If you currently sit less than 10 inches away, you can adjust your driving position in the following ways:

• Move your seat to the rear as far as possible while still reaching the pedals comfortably.
• Slightly recline the back of your seat. Although car designs vary, most drivers can achieve the 10-inch distance even with the driver seat all the way forward by slightly reclining the back of the seat. If reclining the seat makes it hard to see the road, you can raise yourself up by using your car’s seat-raising system (not all cars have this!) or a firm, non-slippery cushion to achieve the same effect.
• Point the airbag toward your chest, instead of your head and neck, by tilting your steering wheel downward (this only works if your steering wheel is adjustable).

The rules are different for children. An airbag can seriously injure or even kill an unbuckled child who is sitting too close to it or is thrown toward the dash during emergency braking. Experts agree that the following safety points are important:

• Children 12 and under should ride buckled up in a properly installed, age-appropriate car seat in the rear seat.
• Infants in rear-facing child seats (under one year old and weighing less than 20 pounds / 10 kg) should never ride in the front seat of a car that has a passenger-side airbag.
• If a child over one year old must ride in the front seat with a passenger-side airbag, he or she should be in a front-facing child safety seat, a booster seat or a properly fitting lap/shoulder belt, and the seat should be moved as far back as possible.

If you have been in an accident, please call for a consultation about your injuries. Prompt treatment is important.

www.DrRobWatkins.com

Fort Myers – 590-9555

LaBelle – 675-8900

Common reactions to such an injury are stiffness, headaches, shoulder, neck or arm pain, dizziness, visual problems, nausea, vomiting, chest pain or blood pressure irregularities, to name a few. But many of these symptoms may be delayed.

The symptoms of a whiplash injury may not be felt for several hours and in some cases years after the accident. Typically, however, the detection of irregularities is recognized 12 to 24 hours after the accident.

Further compounding the problem of whiplash detection is that the symptoms can show up in many different parts of the body. To the unaware victim they can appear unrelated to the neck.

*Journal of Orthopaedic Medicine (1999): Study concluded that Chiropractic treatment is the only proven effective treatment for chronic whiplash

The science of chiropractic is specifically directed towards the structural balance of the spine and a nervous system. Since our expertise is in this area, a chiropractic examination should be sought following any injury that involves a cervical spine. Chiropractors properly aligned and improve the mobility of the spine and are trained to take direct action in cases of trauma injuries such as whiplash.

Immediate attention can deter the development of many problems later on. When the muscles and ligaments that hold the neck vertebrae in place are strained or torn, spinal derangement usually occurs. When left untreated, the eventual result is serious degeneration.

If you are involved in an accident or a fall in which you suspect that your spine (especially your neck) may have been strained, call a chiropractor immediately.

The Benefit of X-rays in the Diagnosis of Whiplash Symptoms

X-rays of the spine serve a dual purpose: to analyze the position of the vertebra in order to locate misalignments that cause pressure or irritation to the nerves within the spine, and to make certain that no complications exist, such as fractures, dislocations or malformations that could further delay the patients recovery. For this reason, when visiting a chiropractic clinic for injuries such as whiplash, x-rays will most likely be given as a routine part of the examination and diagnostic process.

Because whiplash symptoms are often delayed a minimal of 12 to 24 hours, patients having visited the hospital or MD may not have been properly treated.

Even if whiplash symptoms were detected, a chiropractic examination would still be in order because of our specialized training in recognizing and treating spinal irregularities.

In either case, x-rays may have been taken at the hospital. These x-rays are often released when requested. However, new x-rays may be ordered. The hospital technician may not be aware of the precise area a chiropractor must view or how important it is to have the spine in the correct position to notice some of the more subtle irregularities.

X-rays taken in a chiropractor’s office are administered by or directly supervised by a doctor who will make sure that the patient’s neck and back are in the proper position for optimal x-rays.

Because the x-ray is one of the doctors most important diagnostic tools in detecting the symptoms of whiplash, it is imperative that they are taken properly. In any trauma injury such as whiplash, expect a thorough chiropractic examination that includes x-rays.

Whiplash a Case History:

There are hundreds of case histories that demonstrate how effective chiropractors are at treating whiplash victims.

One such case involved a young housewife whose car was struck from behind while waiting at the traffic light. There was very minor damage and no one seemed hurt. Later that day, she had a noticeable headache.

The next morning she felt even worse. She contacted her insurance company and was sent to a doctor for an examination. She was told the stiffness and headache was temporary and would go away in a couple of days. It was implied that she was looking for sympathy or a settlement.

After several days the pain did not go away. Her father suggested that she see a chiropractor. She and her husband agreed.

A preliminary c

I find the best way to find any professional in Fort Myers, is to ask someone you trust for a recommendation. Often your family and friends can point you to the the optimal chiropractor, doctor, attorney or whichever professional that you are looking for. They recommend them because they have had a positive personal experience in the Ft. Myers area.

Other methods can be to review comments posted online or information provided on various websites. ManyFort Myers chiropractors that want to be open to prospective new patients will post resourceful information about their practice techniques, education and case studies for you to review.

Things to consider when picking a good Ft. Myers Chiropractor:

1. Did they graduate from a school that teaches a variety of techniques? – Different types of cases require different techniques for treatment. There is not “one technique” that will be best for all patients and all cases, so check to make sure the doctor you are looking into is not “locked into” one technique.
2. Are they involved in supporting their profession? – A doctor that is involved in the success and support of their profession whether locally in Fort Myers or on a state or national level, is more likely to be on the leading edge of techniques and procedural knowledge to best serve your needs.
3. Are they involved in their church or community? – This is a strong indicator of their personal character traits. This will say volumes about how caring your prospective doctor is.
4. Are their recommendations based on a case by case criterion or do they treat everyone the same? X-rays for everyone, no matter if there has been an auto accident injury or just a strain? Long term treatment plans, no matter the details of the condition? – Your condition is specific for you and the history of your past. It would be irresponsible to try to “cookie cut” a treatment plan to fit everyone, including you.
5. Is the chiropractor’s staff courteous and considerate of you? – Believe it or not, most people will discontinue with care regardless of how much they like their doctor, if they don’t like the doctor’s staff… You may want to consider how helpful and courteous the doctor’s staff is before investing your time with a doctor’s office.

I hope this short article will help you in your search for a Fort Myers Chiropractor. Remember a chiropractic physician has a medical education similar to that of a medical physician with a primary difference of diagnosing and treating your condition without drugs and surgery. According to the American Medical Association, chiropractic physicians receive more hours of anatomy, physiology, neurology, x-ray and orthopedics than medical doctors receive. Those classes are the ones that pertain to your back pain, are they not?

Yours in Health,

Dr. Rob

Fort Myers Chiropractor

Future posts will include helpful articles about health conditions like back pain, headaches and nerve pain.

There are many topics to cover and many facts that few know about conservative effective ways to treat them.

Yours in Health,

Dr Rob

Fort Myers Chiropractor